Equities First Holdings is a shareholder lending institution. Banks and primary lending institutes have become very strict so they are offering an alternative route for those left out. Interest rates are skyrocketing withing traditional lending institutions and stock market related loans typically have a higher loan-to-value ratio than margin loans. Al Christy, Jr, CEO of Equity First, says that stock based loans have a lower risk due to the fact that an investor can quickly pull out of the market with minimal losses to the original capital.
Equities First Holdings was founded in 2002 and is headquartered in Indianapolis, IN. They boast that they have had thousands of transactions since their opening in 2002 with international companies and high net-worth individuals. They have offices world wide including London, Sydney, Perth, Hong Kong, Singapore, and Bangkok. Their team features Senior CEO Al Christy, Managing Director, Jeff Smith, and Chief Risk Officer Simon Moore. Individual investors, businesses, and executives of public companies use their loans for business investments. Over 70% of the companies transactions are from international deals. They claim that there is a massive surge of growth in the financial markets of Southeast Asia, Australia, and Europe.
They doubled the size of their headquarters in Market Tower of Indianapolis since their explosion of growth in 2013. They have recruited a top notch team to serve the niche markets in their new international offices. Their team come from backgrounds that have dealt with custodian banks, investment banks, law firms and international jurisdictions. They are continuing to invest and expand into new markets all the time.
In 2014, Equities First Holdings acquired Meridian Equity Partners Limited from the United Kingdom. This branch of the company is now called Equities First London Limited. Prior to the acquisition, they partnered in 2013 to expand into the markets of the UK and Australia.